Affordable Housing mortgages to civil servants and police

The Kenya Kwanza government made a commitment to providing housing mortgages to civil servants and police by growing the number of mortgages from 30,000 to 1,000,000 by enabling low-cost mortgages of Sh10,000 and below.

• While civil servants have been promised a specific quota of houses and enjoy access to existing schemes, the affordable housing program is hampered by systemic issues relating to funding, delivery and technology. This leaves many civil servants in the same position as the general public – waiting for a clear and effective pathway to home ownership.